Determination and Personal Finance

Personal finance does not fall into the category of one-hit-wonders. In order to be successful in personal finance, a large amount of determination is involved. No matter if you are starting young and building wealth early on or starting later in life and need to get out of debt–both approaches require determination. The building block…

The Building Blocks of Personal Finance

Having the Cents to Thrive is accomplished by some very basic building blocks which lay the foundation for building the best version of life for yourself and your family. These foundation blocks are often talked about in restrictive terms such as ‘you must always to this…’ or ‘you can’t succeed without…’. I am not here…

Where Are We Going?

Over the years, I have been blessed with the opportunities to be both broke and comfortable financially. Most people would not call being broke and scraping for every last cent a blessing or an opportunity, but it taught me some very valuable lessons about myself, money, and how to thrive despite the circumstances in which…